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Spotify price collapses over 70% year-to-date, as post COVID-19 2020 stimulus has ended and inflation is beginning to erode Spotify's subscription base. Controversial figure Joe Rogan, Spotify's main podcaster, is reliant on low cost subscription rates to complete with tech giants. Will Spotify step up advertising in 2023?

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All major U.S. indexes are now in bear territory, oil rises on supply chain and capacity issues. The market is finally pricing in global stagflation. The U.K. crisis could turn into a contagion if U.K assets are dumped en masse, while the English government tries to spend to offset stagflation. 30 YR gilt is through the roof.

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